How Much Of Your Body Fat Is Good Fat Vs. Bad Fat?

Healthy Aging

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Written by Carl Lowe

Updated on July 01, 2026

Reviewed by Susan Clark

How Much Of Your Body Fat Is Good Fat Vs. Bad Fat?

For decades, we've been told to judge our health by one number on the bathroom scale—or by plugging our height and weight into a BMI calculator. But what if both have been overlooking one of the biggest predictors of long-term health? New research suggests that a simple measuring tape may reveal far more about your future risk than your weight alone. The surprising reason has everything to do with where your body stores fat, not just how much you have.

Key Takeaways

  • Where you carry fat matters more than weight alone. Excess abdominal (visceral) fat is linked to a higher risk of chronic disease and early death.

  • Waist-to-hip ratio may outperform BMI. New research found it was a stronger predictor of mortality than body mass index.

  • A measuring tape is a powerful health tool. Combined with healthy eating and exercise, monitoring waist-to-hip ratio may provide a clearer picture of metabolic health.

The Number on Your Scale May Be Telling You the Wrong Story

Stepping on a bathroom scale is a regular routine if you’re watching your weight. Well, now a new study suggests that you may want to swap your bathroom scale for a simple measuring tape.1 Here’s the story… For years now, many experts have used the body mass index (BMI), a somewhat controversial metric, to predict the risk of early death. This value requires only a person’s height and weight. It’s calculated by taking a person’s weight in pounds (or kilograms) divided by the square of height in feet (or meters). A BMI of 18.5 to 24.9 is considered healthy. But now, new research tips the scales in a different direction, suggesting a person’s waist-to-hip ratio might be a better health and weight metric.

The Case Against BMI

Researchers argue that BMI fails to differentiate fat mass from lean mass, or subcutaneous fat (good fat) from visceral fat (bad fat). Too much body fat is problematic, but the visceral kind is more likely to raise your risk for serious medical issues. A surplus of abdominal fat is linked to heart disease, stroke, high cholesterol, and more.2 Lead researcher Irfan Khan, a medical student at the College of Medicine and Health, University College Cork, Cork, Ireland, who carried out the research with colleagues in Canada explains the study’s rationale. He says BMI doesn’t take into account a person’s fat distribution. “It doesn’t consider where fat is stored – whether it’s accumulated around the hips or the waist. As a result, BMI doesn’t reliably predict risk of disease or mortality,” Mr. Khan says. He further outlined the research, explaining that the team wished to find out whether waist-to-hip ratio (WHR) or fat mass index (FMI) would more reliably predict mortality across different fat distributions. Are you curious about how this team carried out their research and their final conclusions? I know I was, so let’s take a closer look and discover why…

Body Measurements Matter

The research team analyzed data on 25,297 UK Biobank participants who had provided their health information up until their deaths. The researchers first looked to see if these people had genes linked to obesity, but also checked their body measurements, including both BMIs and waist-to-hip ratios.3 It turns out that those with a low waist-to-hip ratio were less likely to die early than their peers with higher ratios. What’s more, as a person’s waist-to-hip ratio increased, their risk of early death grew. And the link was stronger in men than in women. Mr. Khan argues that waist-to-hip ratio is a more accurate measurement because it better reflects levels of abdominal fat (AKA visceral fat), which wraps around the organs. This, in turn, increases the risk of a plethora of serious medical issues including type-2 diabetes and heart disease. He says the waist-to-hip ratio is “a stronger and more robust measure.”

Understanding BMI Pitfalls

What’s so bad about using this common measurement of BMI as an indicator of health? Consider the burly football player who may have a body fat percentage of less than 12 percent. He may also have a BMI in the “obese” range. That’s because the BMI can’t differentiate between fat and muscle. Health experts have long discussed the pitfalls of the BMI index. “BMI does not take waist circumference into account,” explains Dr. Leslie Heinberg, of the Cleveland Clinic.4 She offers this scenario. Person A has a higher waist circumference, carrying their weight in their abdomen, while Person B carries their weight lower in their body. “Person A has a higher risk of metabolic and cardiovascular disease, but their identical BMI doesn’t tell that story,” Dr. Heinberg says.

Calculating Your Waist-to-Hip Ratio

Finding your waist to hip ratio is a simple process: Divide the measurement around your waist by the measurement around your hips. For instance, if your waist measures 30 inches and your hips 35 inches, you’ll divide 30 by 35. Voila - your waist-to-hip ratio is 0.86 The World Health Organization states that a moderate waist-to-hip ratio is 0.9 or less in men and 0.85 or less in women.

In the end, BMI and the waist-to-hip ratio are two puzzle pieces in your whole health picture. Other health indicators include blood pressure, blood sugar, heart rate and inflammation. The researchers point out that both BMI and waist-to-hip ratio are a good first step in determining if you’re at a healthy weight. My advice? Determine if your health could benefit by shedding a few pounds. There are many strategies that can support your healthy weight journey. Healthy eating and regular exercise are a good start. And a bonus: your quality of life will improve as well.

Summary

For years, body mass index (BMI) has been the standard tool for assessing whether someone is at a healthy weight. However, new research suggests that waist-to-hip ratio (WHR) may be a more accurate indicator of health and longevity because it reflects where body fat is stored. Unlike BMI, which cannot distinguish muscle from fat or identify dangerous abdominal fat, WHR provides insight into visceral fat—the type that surrounds internal organs and is strongly associated with heart disease, type 2 diabetes, stroke, and other chronic conditions.

Frequently Asked Questions

What is a waist-to-hip ratio?

Waist-to-hip ratio (WHR) is calculated by dividing your waist circumference by your hip circumference. It helps estimate how much abdominal fat you carry.

Why isn't BMI always accurate?

BMI only considers height and weight. It cannot distinguish muscle from fat or determine where body fat is stored, which can affect disease risk.

Why is abdominal fat more concerning?

Visceral fat surrounds internal organs and is associated with increased risks of heart disease, type 2 diabetes, stroke, and metabolic disorders.

What is considered a healthy waist-to-hip ratio?

According to the World Health Organization, a healthy WHR is generally 0.90 or lower for men and 0.85 or lower for women.

Should I ignore BMI completely?

No. BMI remains a useful screening tool, but experts increasingly recommend combining it with waist-to-hip ratio and other health measurements for a more complete assessment.


  1. Khan I, Chong M, Le A, et al.  [abstract 65].


Carl Lowe

Carl Lowe

Carl Lowe has decades of experience writing about health and nutrition for many publications, including Prevention Magazine and Self Magazine (where he served as the food and nutrition editor). He has authored and edited over 10 books about natural health, nutrition, and other subjects. He edited The Columbia University College of Physicians and Surgeons Complete Home Medical Guide and was the nutrition editor for a Time-Life book series on health and nutrition. As a musician, he played viola with the Yale Symphony and bass with the Tommy Dorsey Band, and he has appeared on national TV.

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